Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0000725

Goal
90,000 €
Raised
90,000 €
100%
Return rate
From 26.47%
Rating
C+
Period
24
Time left
LTV
68%
Country
Bulgarija
Loan purpose
Technikos įsigijimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxx
Xxxxx xxxx
header_1 Declared Owned
Dirbama žemė13.89 ha13.89 ha
20212020
Revenue 45,914.10 € 31,836.29 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Milena Milanova savo ūkį įkūrė 2018 m. Vidino mieste. Verslininkė specializuojasi simentalų veislės galvijų, kurie garsėja sparčiu augimu, auginime.

Galvijų banda padidėjo nuo 51 galvijo veiklos pradžioje iki 130 galvijų šiandien. Ūkininkė taip pat augina 13,14 ha žemės pašarams.



Be to, ūkininkė diversifikavo savo verslą, daugiausia dėmesio skirdama ne tik karvių auginimui, bet ir ekologiškam slyvų sodui, kurį pradėjo auginti iš gautų subsidijų. Dabar sodas auginamas 0,75 ha žemės ūkio paskirties žemės plote.

Šiais metais verslininkė taip pat teikia paraišką ES subsidijoms gauti, kad galėtų įsigyti technikos, skirtos gyvulių šėrimo procesui pagerinti ir palengvinti.

Todėl ūkininkė ima paskolą iš "HeavyFinance" investuotojų bendruomenės. Paskola užtikrinama įsigyjama įranga.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.