Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0000822

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14.5%
Rating
B
Period
33
Time left
LTV
-
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxx
Xxxxxxx xxxxxx, Xxxxxxx xxxxxxx
header_1 Declared Owned
Dirbama žemė133.70 ha2.00 ha
20212020
Revenue 861,550.00 € 634,948.00 €
Net profit 128,000.00 € 118,000.00 €
Equity ratio 12.4% -
Project description
Documents
Payment schedule
Nuo 2010 m. ūkininkaujantis verslininkas valdo pieno ūkį Plovdivo regione. Bėgant metams projekto savininkas išplėtė savo ūkį iki 500 melžiamų karvių ir daugiau kaip 130 hektarų dirbamos žemės. 

Ūkininkas užmezgė ilgalaikius santykius su vietos sertifikuotomis pieno perdirbimo įmonėmis, kurioms parduoda pieną, pirkimas užtikrinamas sutartimi.

Šiuo metu ūkis samdo 7 papildomus darbuotojus, kurie padeda atlikti kasdienius ūkininkavimo darbus. Ūkis taip pat turi visą reikalingą įrangą gyvuliams auginti ir pievoms bei karvių ganykloms skirtai žemei prižiūrėti.

Be pienininkystės verslo, likusioje dirbamoje žemėje ūkininkas taip pat augina kviečius, avižas, liucernas ir kvietrugius.



Dabar jis siekia pasiskolinti iš "HeavyFinance" investuotojų bendruomenės, kad padidintų ūkio apyvartines lėšas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.