Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0000880

Goal
8,500 €
Raised
8,500 €
100%
Return rate
17.5%

Rating
B

Period
34

Time left

LTV
-

Country
Bulgarija

Loan purpose
Ūkinių pastatų pirkimui ir (arba) statybai

Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxxx
Xxxxxxx xx Xxxxxxxxx, Xxxxxxx xxxxxxxxxxxx
header_1 Declared Owned
Dirbama žemė14.60 ha13.60 ha
20212020
Revenue 61,046.09 € 61,390.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Projekto savininkas ūkininkauja nuo 2005 m. Šiuo metu jis augina 6,8 ha liucernų, 1,3 ha graikinių riešutų, 3 ha daržovių ir 3,4 ha ganyklų. Jis taip pat laiko 79 melžiamas karves ir yra sudaręs pieno supirkimo sutartį su vienu didžiausių sūrio ir varškės gamintojų regione.

Pastaraisiais metais projekto savininkas nuosekliai investavo į ūkio mechanizaciją, todėl dabar jo technikos parką sudaro traktorius, šienapjovė, presas, sunkvežimis, refrižeratorius ir kita mažesnė technika.

Šiuo metu ūkininkas iš "HeavyFInance" investuotojų bendruomenės ima antrą paskolą naujo šiltnamio statybai užbaigti. Tai padės projekto savininkui vėliau sezono metu auginti ir parduoti pomidorus.

Jo pirmosios paskolos (BG0000625) aktyvus likutis yra 22 000 EUR. Jis laiku moka įmokas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.