Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0000905

Goal
8,000 €
Raised
8,000 €
100%
Return rate
18.5%
Rating
B
Period
35
Time left
LTV
-
Country
Bulgarija
Loan purpose
Ūkinių pastatų pirkimui ir (arba) statybai
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxx
Xxxxxx Xxxxxxx Xxxxxx, Xxxxxxxx Xxxxxxx
header_1
Declared
Owned
Dirbama žemė2.00 ha1.00 ha
20212020
Revenue 16,055.00 € 2,311.00 €
Net profit 6,000.00 € 100.00 €
Equity ratio 48.72% -
Project description
Documents
Payment schedule
Ponas Panayotov ūkininkauja jau 13 metų. Turėdamas ilgametę patirtį, ūkininkas 2018 m. pabaigoje įregistravo ūkį. Šiandien jis augina 2 ha sodų Veliko Turnovo regione. Žemės ūkio naudmenos padalytos po lygiai: 1 ha slyvų ir 1 ha obelų. Visus savo užaugintus vaisius jis parduoda vietos rinkoje.

Be žemės ūkio verslo, ūkininkas turi dar vieną pajamų šaltinį - dirba visą darbo dieną vadybininku medienos ruošos įmonėje.

Jis turi nedidelį traktorių su priekaba, purkštuvą, šienapjovę ir profesionalų grandininį pjūklą, padedantį optimizuoti ūkio darbus.

Dabar jis ieško išorinių lėšų ūkiui pagerinti. Iš šios paskolos gautos lėšos bus panaudotos nedideliam sandėliui, kuriame bus laikoma produkcija, statyti. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.