Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0000919

Goal
11,200 €
Raised
11,200 €
100%
Return rate
15.5%
Rating
C+
Period
36
Time left
LTV
77%
Country
Bulgarija
Loan purpose
Ūkinių pastatų pirkimui ir (arba) statybai
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxx Xxxxxxx
Xxxxxxxxx xxxxxxx, Xxxxxx xxxxxxxx, Xxxxxx xxxxxxxxxxxx,
header_1
Declared
Owned
Farming land5.73 ha5.73 ha
20212020
Revenue 3,912.00 € 4,469.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Liubomiras Marinovas ūkininkauja nuo 2015 m. Kartu su šeima augina daržoves ariamoje žemėje ir nuosavuose šiltnamiuose. Ūkis įsikūręs Stefanovo kaime, Lovečo rajone, Lovečo savivaldybėje.

Dalį daržovių ūkininkas šviežias parduoda vietos turguje, likusias daržoves prieš parduodamas vietos pirkėjams konservuoja pats. Šalia daržų šeima pastatė 3 namelius ir renovavo 140 metų senumo pastatą, kad sukurtų kaimo turizmo aplinką.

Ūkininko mokesčių deklaracijoje nurodyta mažesnė suma nei jo faktinės metų pajamos, taip yra todėl, kad didžiąją dalį pajamų sudaro pajamos grynaisiais pinigais. Tačiau riziką vertiname remdamiesi jo oficialioje mokesčių deklaracijoje pateikta informacija.

Ši suma reikalinga šiltnamiams plėsti ir tobulinti, kad žiemos sezono metu padidėtų jo derlius ir pajėgumas. Ūkininkas pateikia 3,09 ha žemės kaip paskolos užstatą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.