Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001047

Goal
6,000 €
Raised
6,000 €
100%
Return rate
15.5%

Rating
B

Period
12

Time left

LTV
-

Country
Bulgarija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
XXXX Xxxxxxxxxx, XXXXXXXXXX XXXXXXX XXXXXXXXX
Xxxxxxxxxx xxxxxxx, Xxxxxxxxxx Xxxxxxxxxxxx, Xxxxxx Xxxxxx
header_1 Declared Owned
Dirbama žemė190.05 ha36.00 ha
20212020
Revenue 125,266.51 € 102,769.67 €
Net profit 8,693.00 € 19,940.38 €
Equity ratio 5.21% -
Project description
Documents
Payment schedule
"Slavianciai" - žemės ūkio kooperatyvas, įsikūręs Slaviancų kaime, Sungurlare savivaldybėje, Burgaso regione, Bulgarijoje. 2007 m. įkurtas ūkis įsikūręs Sungurlaro slėnyje, kuris yra pietinėje Balkanų kalnų papėdėje. Šis regionas turi senas vynuogių auginimo ir vyno gamybos tradicijas, kurias Slavyantsi tęsia ir šiandien.

Kooperatyvas iš viso valdo apie 190 ha plotą, kuriame augina 33,35 ha vynuogynų, 6,6 ha vyšnių, 37 ha kviečių ir 9 ha liucernų. Dalis dirbamos žemės taip pat skirta vietos gyventojų gyvenamiesiems namams. 

Šiuo metu projekto savininkas skolinasi 6 000 EUR, kad galėtų padidinti apyvartines lėšas. Lėšos daugiausia bus naudojamos trąšoms ir sėkloms pirkti. Pastaraisiais mėnesiais trąšų kaina smarkiai išaugo, o tai tapo nenumatytomis kooperatyvo išlaidomis.



Bendrovė anksčiau "HeavyFinance" platformoje turėjo dvi paskolas (BG0000595 ir BG000743), dabartinis likutis yra 19 838 EUR. Visos įmokos buvo vykdomos laiku.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.