Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001084

Goal
75,400 €
Raised
75,400 €
100%
Return rate
From 12.7%

Rating
B

Period
36

Time left

LTV
67%

Country
Bulgarija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxx, XXXXXXXX XXXXXXX XXXXXXXX
Xxxxxxxx xxxxxxx, Xxxxxxx xxxxxx, Xxxxxxxx
header_1 Declared Owned
Dirbama žemė322.55 ha170.00 ha
20212020
Revenue 263,315.32 € 151,853.69 €
Net profit 5,112.92 € 3,579.04 €
Equity ratio 11.15% -
Project description
Documents
Payment schedule

Padėdami ūkiui pritraukti finansavimą greičiau, skiriame 3.00% premiją nuo investuotos sumos. Investuojant, įveskite kodą Heavy1084.


Bulgarijos Brezovo regione du broliai bendrovę Bioprim įkūrė 2019 m., o 2021 m. ji jau sugeneravo daugiau nei 260.000 Eur pajamų. Bioprim augina rožes, saulėgrąžas, liucerną ir kviečius, kurie užima daugiau kaip 322 ha (iš jų 170 ha priklauso nuosavybės teise). 2021 m. įmonė gavo ekologinės gamybos licenciją rožėms, iš kurių gamina eterinį rožių aliejų.

Šiuo metu Bioprim dalyvauja projekte, skirtame Europos Sąjungos subsidijoms gauti. Dabartinis jų tikslas - atidaryti nuosavą distiliavimo gamyklą eteriniam aliejui gaminti.

Bendrovė kreipiasi į HeavyFinance investuotojų bendruomenę siekdama padidinti apyvartinį kapitalą, kuris būtų naudojamas projekto įgyvendinimui, o taip pat ir sėklų bei trąšų pirkimui. Be to, 18 925 EUR paskolos sumos bus skirta refinansuoti paskolai kitoje finansų įstaigoje.

Paskolai užtikrinti bus įregistruotas daugiau kaip 18 ha žemės, kurios vertė 113 000 EUR, įkeitimas.

HeavyFinance investuotojų bendruomenė jau yra skyrusi 62 129 € bendrovės plėtrai, suteikdama keturias esamas paskolas (BG0000558, BG0000624, BG0000983 ir BG0000984). Jos bendras aktyvus paskolų likutis yra 54 217 €.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.