Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001089

Goal
10,000 €
Raised
10,000 €
100%
Return rate
15.5%
Rating
B
Period
12
Time left
LTV
-
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxx
Xxxxxxxxx, Xxxxxxxxxxx
header_1 Declared Owned
Farming land34.00 ha4.00 ha
20222021
Revenue 37,000.00 € 10,700.00 €
Net profit 6,100.00 € 0.00 €
Equity ratio 19.17% -
Project description
Documents
Payment schedule
Dimitaras Vlahovas žemės ūkyje dirba jau 10 metų. 

Šeimos ūkyje iš viso dirba 50 hektarų, iš kurių 34 hektarus valdo jis, o likusius 16 hektarų - jo motina. Šiuo metu 20 hektarų skiriama kviečiams, 10 hektarų - liucernoms, 10 hektarų - kukurūzams, šiek tiek ploto - pievoms.

Projekto savininkas parduoda derlių Bulgarijos rinkoje ir kasmet gauna subsidijas. Ūkis gerai įrengtas, jame yra visa reikalinga įranga, kurią galima perdirbti be kombaino.

Be to, jis turi sunkvežimį, kuriuo teikia transporto paslaugas kitiems rajono ūkininkams.


Verslininkas ieško papildomo finansavimo apyvartinėms lėšoms, lėšos bus naudojamos trąšų išlaidoms padengti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.