Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001105

Goal
11,326 €
Raised
11,326 €
100%
Return rate
14%
Rating
B
Period
17
Time left
LTV
70%
Country
Bulgarija
Loan purpose
Investicijos gamybai didinti
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxx Xxxxxxxxx
Xxxxxxx Xxxxx xxxx, xxxxxxxxxxxx Xxxxxx, xxxxxx Xxxxxx,
header_1
Declared
Owned
Farming land111.52 ha0.00 ha
20212020
Revenue 25,896.80 € 32,431.65 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Lilijana pradėjo ūkininkauti prieš 10 metų ir dabar valdo daugiau kaip 110 ha ariamos žemės Staro selo kaime, Vracos regione.

Jos ūkyje ganyklos yra sertifikuotos kaip ekologiškos, todėl ir šienas. Be to, ji augina 75 arklius. Ūkyje yra visa reikalinga technika: 2 traktoriai, mulčiavimo mašina, šienapjovė, šieno kombainas ir presas.

Žemės ūkio patirtis perduota jos šeimoje. Dabar jos anūkas įkūrė savo ūkį ir neseniai laimėjo kaimo plėtros programos "Jaunasis ūkininkas" konkursą.



Dabar verslininkė skolinasi 11 326 EUR avims įsigyti, kad galėtų plėsti ir įvairinti savo verslą. Paskola bus užtikrinta 2018 m. pagamintu traktoriumi PRONAR 1523 A, kurio vertė 16 180 €, todėl LTV sudaro 70 %. Be to, jos anūkas teikia savo asmeninį laidavimą paskolai užtikrinti.


Tai trečioji ūkininkės paskola "HeavyFinance" platformoje, ji laiku mokėjo įmokas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.