Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001116

Goal
9,000 €
Raised
9,000 €
100%
Return rate
15.5%
Rating
B
Period
12
Time left
LTV
-
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxxx
Xxxxxxx xxxx
header_1 Declared Owned
Dirbama žemė1.00 ha1.00 ha
20212020
Revenue 31,200.00 € 105,600.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ilianas Kodinovas ūkininku registruotas 15 metų. Ūkininkas ūkininkauja kartu su žmona, augina 126 melžiamas karves.

Verslininkas užsitikrino pirkimo sutartis su Bulgarijos aukštos kokybės pieno produktų gamintoja "Bor-Chor dairy". Be to, dalį pieno produkcijos jis pasilieka sūriui, geltonajam sūriui ir sviestui gaminti ir parduoda pats.

Gyvuliai auginami nuosavame tvarte, kuriame įrengta visa reikalinga įranga. Kasdieniams ūkio darbams atlikti jie samdo du nuolatinius darbininkus.



Dabar verslininkas skolinasi 9 000 EUR, kad galėtų įsigyti daugiau pašarų, kuriuos pirks iš sertifikuoto gamintojo.
2021 m. ūkininkas dalį pajamų gavo grynaisiais pinigais, kurie nebuvo deklaruoti mokesčių deklaracijoje ir nebuvo įtraukti į kreditingumo vertinimą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.