Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001187

Goal
27,504 €
Raised
27,504 €
100%
Return rate
From 11.5%
Rating
A
Period
13
Time left
LTV
70%
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxxxxxx
Xxxxx, Xxxxxx xxxxxx
header_1 Declared Owned
Farming land302.00 ha0.00 ha
20212020
Revenue 185,494.14 € 103,478.83 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Kubratas Tafrajskis ūkininkauja nuo 2012 m. Jis yra pateikęs paraišką ir laimėjęs Kaimo plėtros programą "Jaunasis ūkininkas" bei ES subsidijas pagal 121 priemonę. Jaunasis ūkininkas taip pat planuoja teikti paraišką 6.1 straipsnio subsidijoms gauti, pagal kurias šiemet būtų skirta pusė milijono subsidijų.

Ūkininkas 302 ha plote keliuose Vracos ir Pleveno regiono kaimuose augina kviečius, saulėgrąžas, miežius ir kukurūzus. Ūkiui vadovauja pats ūkininkas kartu su savo broliu ir tėvu, turinčiais ilgametę patirtį šioje srityje.

Dabar ūkininkas ieško išorinio finansavimo apyvartinėms lėšoms, o iš šios paskolos gautos lėšos bus panaudotos sėkloms ir trąšoms įsigyti. Paskolai užtikrinti bus įregistruotas traktoriaus "John Deere" įkeitimas, suteikiant 70 % LTV. 

Verslininkas jau buvo pristatytas "HeavyFinance" investuotojų bendruomenei, nes pasiskolino 15 000 EUR apyvartinių lėšų su paskola BG0001090, kuri šiuo metu yra dokumentavimo procese.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.