Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001201

Goal
15,000 €
Raised
15,000 €
100%
Return rate
15%
Rating
B+
Period
13
Time left
LTV
-
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxxxx
Xxxxxxx , Xxxxx Xxxxxx.
header_1 Declared Owned
Farming land93.92 ha0.30 ha
20212020
Revenue 31,529.05 € 54,661.93 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Rumyana Kolcheva ūkininkauja daugiau kaip 11 metų ir valdo savo ūkį Vakaralio kaime, Sofijoje. 

Ūkininkė dirba 93,92 ha plotą, didelė ūkio dalis skirta ganykloms. Praėjusiais metais 20 hektarų ūkio ploto buvo apsėta saulėgrąžomis. Šiemet verslininkė planuoja tuos pačius 20 ha žemės apsėti vasariniais miežiais ir avižomis, laikydamasi sėjomainos praktikos.

Be to, verslininkė neseniai užsitikrino nuomos sutartį dėl dar 20 hektarų žemės, iš kurių ketina pasodinti naują sodą su avietėmis ir braškėmis. Ji ruošiasi teikti paraišką ES subsidijoms už naująjį sodą gauti.

Norėdama pasirengti naujam sezonui, verslininkė ieško papildomų apyvartinių lėšų iš "HeavyFinance" investuotojų bendruomenės.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.