Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001296

Goal
18,711 €
Raised
18,711 €
100%
Return rate
From 12.5%
Rating
B+
Period
17
Time left
LTV
70%
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
XXXX Xxxxxxxxxx, XXXXXXXXXX XXXXXXX XXXXXXXXX
Xxxxxxxxxx xxxxxxx, Xxxxxxxxxx Xxxxxxxxxxxx, Xxxxxx Xxxxxx
header_1
Declared
Owned
Farming land131.18 ha5.00 ha
20222021
Revenue 144,695.60 € 125,266.51 €
Net profit 25,053.30 € 8,693.00 €
Equity ratio 19.13% -
Project description
Documents
Payment schedule
"Slavyantsi 04" yra žemės ūkio kooperatyvas, įsikūręs Slavyantsi kaime, Sungurlare savivaldybėje, Burgaso regione, Bulgarijoje. 2007 m. įkurtas ūkis yra Sungurlaro slėnyje, kuris yra įsikūręs pietinėje Balkanų kalnų papėdėje. Šis regionas turi senas vynuogių auginimo ir vyno gamybos tradicijas, kurias Slavyantsi tęsia ir šiandien.

Pastaruosius kelerius metus ūkis valdė iš viso 190 ha plotą, o dabar nusprendė sumažinti nuomojamos žemės plotą. Šiandien kooperatyvas iš viso valdo 131,18 ha plotą, kuris, jų teigimu, yra efektyviausias: 30,16 ha vynuogynų, 4,5 ha vyšnių, o likusi dalis skirta javams - kviečiams, saulėgrąžoms ir liucernoms - auginti. Dalis žemės ūkio paskirties žemės taip pat skirta gyvenamiesiems pastatams vietos gyventojams. 

Vynuoges jie tiekia vietos spirito varyklai, kuri gamina vyną eksportui ir vidaus rinkai. 



Dabar projekto savininkui reikia padidinti apyvartines lėšas, kad galėtų įsigyti trąšų ir sėklų. Paskola bus užtikrinta ratinio traktoriaus įkeitimu

Įmonė anksčiau "HeavyFinance" platformoje yra gavusi tris paskolas (BG0000595, BG000743 ir BG0001947), dabartinis likutis yra 21 139 EUR. Visos įmokos buvo vykdomos laiku.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.