Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001317

Goal
50,000 €
Raised
50,000 €
100%
Return rate
From 14.1%
Rating
A
Period
12
Time left
LTV
65%
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxxx
Xxxxx Xxxx
header_1 Declared Owned
Farming land140.00 ha5.00 ha
20222021
Revenue 136,300.00 € 114,221.00 €
Net profit 59,270.00 € -
Equity ratio 27.61% -
Project description
Documents
Payment schedule
Šis projektas suteikia investuotojams galimybę paremti Bulgarijos jaunąjį ūkininką, kad jis galėtų toliau tobulinti savo ūkį.

Aleksas Kirilovas pradėjo ūkininkauti 2012 m., kai paveldėjo ūkį iš savo tėvo. Turėdamas 10 metų patirties ir žinių, kurias perdavė tėvas, dabar jis dirba 140 hektarų žemės, iš kurių 5 hektarai priklauso jam pačiam.

Pastaraisiais metais 60 ha žemės ūkio naudmenų skiria saulėgrąžoms, 50 ha kviečiams ir 30 ha kukurūzams. Verslininkas taip pat samdo 2 sezoninius darbininkus, kurie padeda dirbti ūkio darbus užimtuoju laikotarpiu.



Anksčiau verslininkas, norėdamas padidinti apyvartines lėšas, pasiskolino 15 000 EUR su paskola BG0001007. 

Šiuo metu ūkiui reikia 50 000 €, kad būtų galima padengti nuomos mokestį bei kuro išlaidas. Paskola bus užtikrinta 4 įrenginių įkeitimu. Be to, projekto savininko motina suteikia savo asmeninę garantiją kaip papildomą paskolos užtikrinimo priemonę.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.