Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001501

Goal
10,000 €
Raised
10,000 €
100%
Return rate
15.5%
Rating
B
Period
9
Time left
LTV
-
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) XXXXXX XXXXXXXX
Xxxxxxxxxx xxxxxx, Xxxxxxxxxx xxxx
header_1
Declared
Owned
Dirbama žemė71.50 ha25.00 ha
20222021
Revenue 34,100.00 € 22,200.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Asenas Ispolskis oficialiai ūkininku įregistruotas nuo 2013 m., tačiau žemės ūkyje jis dirba jau 30 metų.

Ūkininkas dirba 71 hektarą žemės, iš kurių 25 hektarai priklauso jam pačiam. Savo dirbamoje žemėje jis augina kviečius, miežius, liucernas, vyšnias, slyvas, obuolius ir agurkus.

Jis turi tris traktorius, kombainą, du purkštuvus, du kultivatorius ir dvi sėjamąsias, o ūkį valdo padedamas brolio ir dukters. Prireikus samdo ir sezoninius darbininkus. Produkciją parduoda Bulgarijos rinkoje.



Dabar ūkininkas ieško išorinio finansavimo apyvartinėms lėšoms padidinti.

Jo dukra Maria Ispolska, 20 metų dirbanti pasienio policijos pareigūne, asmeniškai laiduos už paskolą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.