Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001554

Goal
21,792 €
Raised
21,792 €
100%
Return rate
From 12%
Rating
C+
Period
11
Time left
LTV
70%
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxx Xxxxxxxx
Xxxxx xxxxxx, Xxxxxxx xxxx
header_1
Declared
Owned
Farming land77.98 ha0.30 ha
20222021
Revenue 23,056.87 € 31,529.05 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Rumyana Kolcheva ūkininkauja nuo 2011 m. ir vadovauja savo ūkiui Vakaralio kaime, Sofijoje. 

Ūkininkė dirba 77,98 ha plotą, ūkis skirtas ganykloms, saulėgrąžoms ir kvietrugiams auginti.



Dabar ji ieško išorinio finansavimo apyvartinėms lėšoms padidinti, kad galėtų pasirengti naujam sezonui. Ūkininkė turi teisę gauti ES subsidiją, kurios minimali suma yra 31 tūkst. eurų nuo visų 77,98 dirbamų hektarų, kurie bus naudojami kaip šios paskolos užtikrinimo priemonė. Subsidija ūkininkams, remiamiems pagal Bendrosios žemės ūkio politikos schemas ir priemones, įskaitant Bendrosios išmokos už plotą schemą, bus mokama iš Valstybinio žemės ūkio fondo, bus pervedama į ūkininko sąskaitą, kurioje "HeavyFinance" turi visas galimybes naudotis įkeista gautina suma.

Ūkininkė jau žinoma "HeavyFinance" investuotojų bendruomenei, nes turi vieną jau suteiktą paskolą ir savo įsipareigojimus vykdo laiku, jos vėlavimo dienų skaičius yra lygus nuliui.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.