Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001727

Goal
15,000 €
Raised
15,000 €
100%
Return rate
15%
Rating
B+
Period
11
Time left
LTV
-
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxxxxxx
Xxxxx xxxx, Xxxxxx xxxxxx
header_1 Declared Owned
Farming land302.00 ha0.00 ha
20222021
Revenue 337,240.76 € 185,494.14 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Kubratas Tafrajskis ūkininkauja nuo 2012 m. Jis yra pateikęs paraišką ir laimėjęs Kaimo plėtros programą "Jaunasis ūkininkas" bei ES subsidijas pagal 121 priemonę. Jaunasis ūkininkas taip pat planuoja teikti paraišką 6.1 straipsnio subsidijoms, pagal kurias šiemet būtų skirta pusė milijono subsidijų.

Ūkininkas 302 ha plote keliuose Vracos ir Pleveno regiono kaimuose augina kviečius, saulėgrąžas, miežius ir kukurūzus. Ūkiui vadovauja pats ūkininkas kartu su savo broliu ir tėvu, kurie turi ilgametę patirtį šioje srityje.



Dabar ūkininkas ieško išorinio finansavimo apyvartinėms lėšoms, o iš šios paskolos gautos lėšos bus panaudotos sėkloms ir trąšoms įsigyti. Ūkininkas ir jo brolis teikia asmeninę garantiją kaip paskolos užtikrinimo priemonę.

Verslininkas jau buvo pristatytas "HeavyFinance" investuotojų bendruomenei, nes yra paėmęs 3 paskolas, kurių bendra suma yra 50733 504 EUR. Jis visiškai grąžino pirmąją paskolą ir šiuo metu jo bendras aktyvus likutis yra 44 733 €, jis laiku vykdo savo finansinius įsipareigojimus.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.