Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0001887

Goal
27,638 €
Raised
27,638 €
100%
Return rate
From 13%
Rating
B
Period
21
Time left
LTV
70%
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
XXXXX-XXX-XXXXXX, XXXXXXXXX X XXXXXXXXX, Xxxxxxx Xxxxxxxx
Xxxxxxx Xxxxxx, xxxxxxxxxxxx Xxxxxx Xxxxxxxxx, xxxxxx Xxxxx Xxxxxx
header_1 Declared Owned
Farming land1154.93 ha190.00 ha
20222021
Revenue 1,944,954.32 € 1,598,298.42 €
Net profit 170,260.20 € 74,979.50 €
Equity ratio 14% -
Project description
Documents
Payment schedule
1990 m. įkurta bendrovė "Erato-SIK-Ivanov, Stancheva & Sadrujenie" veikia kaip žemės ūkio įmonė, daugiausia dėmesio skirianti kviečių, kvietrugių ir saulėgrąžų, taip pat rožių, levandų, vyšnių ir slyvų, skirtų eteriniams aliejams, auginimui 1155 ha žemės, iš kurių 190 ha priklauso bendrovei. Kad gamybos ciklas būtų užbaigtas, bendrovė vietoje turi spirito varyklą, kurioje perdirbami eteriniai aliejai iš rožių ir levandų laukų.



Siekdama nuolat tobulėti, bendrovė kasmet investuoja į modernią techniką, kad padidintų veiklos efektyvumą. 2022 m. bendrovės pajamos siekė beveik 1,94 mln. eurų ir, palyginti su ankstesniais metais, padidėjo 21 proc.

2019 m. "Erato-SIK-Ivanov, Stancheva & Sadrujenie" buvo apdovanota pirmuoju prizu už Metų žemės ūkio bendrovę.

Dabar savininkams reikia papildomų apyvartinių lėšų sėkloms ir trąšoms įsigyti. Šį kapitalą jie planuoja užsitikrinti paskola, o užstatu taps ratinis traktorius MASSEY FERGUSON MF 3707F.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.