Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0002136

Goal
19,000 €
Raised
19,000 €
100%
Return rate
14%
Rating
B+
Period
40
Time left
LTV
35%
Country
Bulgarija
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxx
Xxxxxxxxxx xxxxxxx, Xxxx Xxxxx xxxxxxxxxxxx, Xxxxx xxxxxx
header_1
Declared
Owned
Farming land16.48 ha1.38 ha
20232022
Revenue 19,014.60 € 21,218.41 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Georgijus Kongelskis yra ūkininkas iš Eleshnitsa kaimo, Elin Pelin savivaldybės, Sofijos regiono.
Ūkininkas dirba 47,37 ha žemės ir augina 17 karvių. Savo ūkį jis valdo kartu su šeimos nariais, ypač su sūnumi, kuris taip pat yra ūkininkas. Jo sūnaus ūkis užima apie 30 ha, kuriame jis augina 11 karvių ir 5 arklius.

Kartu jie nusprendė patobulinti ir išplėsti ūkį ir įrengti patalpas karvėms laikyti, įskaitant naują įrangą. Kad tai įgyvendintų, ūkininkas pasiskolino 14 000 EUR iš pirmosios paskolos BG0001110, kurios aktyvus likutis šiuo metu yra 6 985 EUR.
Dabar jis siekia gauti 19 000 € pirmajai paskolai refinansuoti, o likusi suma bus panaudota apyvartinėms lėšoms. Paskolai užtikrinti bus įkeista žemės ūkio paskirties žemė, kurios rinkos vertė 54 258 €. Jo sūnus suteikia asmeninę garantiją paskolai užtikrinti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.