Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0002178

Goal
15,292 €
Raised
15,292 €
100%
Return rate
14.5%
Rating
C+
Period
35
Time left
LTV
53%
Country
Bulgarija
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxxxx Xxxxxxxxx
Xxxxxx
header_1
Declared
Owned
Dirbama žemė74.00 ha4.00 ha
20232022
Revenue 58,894.68 € 60,400.00 €
Net profit 8,958.34 € 15,900.00 €
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkas pradėjo dirbti žemės ūkyje 2006 m. ir dabar dirba 74 hektarus žemės Jambolio rajone, Bulgarijoje, kur jam priklauso 4 hektarai. Šiuo metu jis augina 75 melžiamas karves ir parduoda pieno produkciją didelėms pieno perdirbimo bendrovėms, su kuriomis yra sudaręs sutartis.
Jis taip pat turi sandėlį, kuriame laiko pašarus, o ūkis yra gerai įrengtas ir aprūpintas visa kasdienei veiklai vykdyti reikalinga įranga.

Tai ketvirtoji jo paskola „HeavyFinance“ platformoje. Šiuo metu bendras aktyvus paskolos likutis yra 33 872 EUR.
Dabar verslininkas skolinasi 15 292 €, kad refinansuotų BG0000730, įkeistą sunkiąja technika, ir sumokės dalį BG0001654. Po refinansavimo skolininko negrąžintos paskolos likutis bus 36 080 €.
Paskolai užtikrinti kaip užstatas bus įregistruotas ratinis krautuvas WIEDEMANN (2015 m.) ir du tvirtinimo elementai.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.