Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0002191

Goal
20,550 €
Raised
20,550 €
100%
Return rate
From 13%

Rating
C+

Period
46

Time left

LTV
60%

Country
Bulgarija

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxx, XXXXX XXXXXXX XXXXXX
Xxxxx, Xxxxxx Xxxxxxx
header_1 Declared Owned
Farming land33.72 ha0.00 ha
20232022
Revenue 61,866.32 € 21,985.55 €
Net profit 17,895.22 € 4,091.00 €
Equity ratio 13.98% -
Project description
Documents
Payment schedule

Norėdami padėti ūkininkui greičiau surinkti lėšas, siūlome uždirbti dar daugiau. Investuodami naudokite reklaminį kodą heavy2191 ir gaukite 2,00 % grynųjų pinigų atgal.


Patyręs ūkininkas 2018 m. įkūrė žemės ūkio bendrovę ir dabar specializuojasi pieno ūkyje. Ūkis įsikūręs Elenos mieste, Bulgarijos regione, kuriame šiuo metu ganosi 11 galvijų ir 37 avys. Žemės ūkio veiklai bendrovė šiuo metu nuomoja daugiau kaip 33 hektarus.
Ūkininkas turi ambicingų planų auginti ir plėtoti ūkį. Ūkis yra gavęs biosertifikatą, kuris leidžia parduoti pieno produktus kaip ekologiškus.

Prieš steigdamas bendrovę ūkininkas baigė ES žemės ūkio valdų modernizavimo programą, kuri padeda įsisavinti naujus procesus, kad darbas būtų efektyvesnis.
Šia paskola siekiama visiškai refinansuoti 2 paskolas (BG0000369 ir BG0000309) ir grąžinti dalį BG0000779 paskolos „HeavyFinance“ platformoje. Po refinansavimo aktyvus paskolos likutis bus 49 500 EUR. Paskolai užtikrinti kaip užstatas bus įregistruotas traktorius DEUTZ-FAHR 5100 (2019 m.).

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.