Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0002293

Goal
48,228 €
Raised
48,228 €
100%
Return rate
From 13.6%

Rating
C+

Period
47

Time left

LTV
48%

Country
Bulgarija

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner Address
XXXXXX XXX, Xxxxxx Xxxxxxx
Xxxxxxx Xxxxxx, xxxxxxxxxxxx Xxxxxxx, xxxxxx Xxxxx Xxxxxx
header_1 Declared Owned
Farming land263.93 ha25.00 ha
20232022
Revenue 920,325.00 € 703,538.00 €
Net profit 8,181.00 € 4,601.63 €
Equity ratio 32.99% -
Project description
Documents
Payment schedule
SILMIK Ltd. buvo įkurta 2007 m. ir šiuo metu dirba 263,93 ha žemės, įskaitant 25 ha nuosavų ekologiškų vynuogynų. Įmonė taip pat augina kviečius, saulėgrąžas, miežius ir sojas. Įmonė yra gerai aprūpinta visa reikiama technika, kad galėtų veiksmingai valdyti savo ūkio veiklą, o didžiąją dalį savo produkcijos parduoda Italijos įmonėms.
SILMIK Ltd. „HeavyFinance“ investuotojų bendruomenei žinoma iš pirmosios paskolos platformoje (BG0000583) už 107 000 EUR. Dabar šios paskolos negrąžintas likutis yra 17 957 EUR.

Bendrovė siekia gauti naują paskolą, kad galėtų refinansuoti esamos paskolos likutį. Papildomos lėšos bus panaudotos apyvartiniam kapitalui padidinti, kad būtų galima pasirengti artėjančiam sezonui.
Šiai paskolai užtikrinti bendrovė įkeis savo kombainą LAVERDA M300 (2016 m. modelio), kuris taip pat buvo panaudotas kaip pirmosios paskolos užstatas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.