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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000475
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 50.00 ha | 50.00 ha |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Asmeninė atsakomybė
Apie projektą
Verslininkas mišrų ūkį įsteigė 2005 m. ir dabar turi 50 hektarų nuosavos žemės, kurioje ganosi karvės, auginami kviečiai, miežiai, kvietrugiai.
Ūkininkaujant verslininkui dažnai prireikia gabenti derlių, trąšas ir kitus reikmenis. Todėl jis įsigijo reikiamos technikos ir darbus pradėjo atlikti ne tik pats sau, bet ir teikti pervežimo paslaugas kitiems. Dabar ūkis turi 10 vilkikų bei 12 puspriekabių.
Verslininkas pasakoja, kad plečiantis kartais pritrūksta apyvartinio kapitalo, nes visi klientų atsiskaitymai vyksta su atidėjimais. Juolab, per 2021 m. įmonė įsigijo tris vilkikus su puspriekabėmis, todėl laukiama atliktų investicijų atsipirkimo
Tarp bendrovės klientų yra tokios kompanijos kaip „Baltic Transline“, „Auga Group“ ir kitos.
Deklaruojamos žemės plotas: 50 ha, visi nuosavi.
Metinė palūkanų norma
- Investuojant nuo 100 € - palūkanos 14,5%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.