Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000853

Goal
9,000 €
Raised
9,000 €
100%
Return rate
12%

Rating
B+

Period
5

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxxx
Xėxxxxxų x. Xxxxxxšxxx x.
header_1 Declared Owned
Dirbama žemė31.38 ha0.00 ha
20212020
Revenue 84,750.00 € 0.00 €
Net profit 75,569.00 € 21,497.00 €
Equity ratio 28.9% -
Project description
Documents
Payment schedule
Jaunasis ūkininkas savo ūkį įregistravo 2019 m., tačiau kartu su tėvais ūkyje dirbo gerokai anksčiau. Šiuo metu ūkininkas Kėdainių rajone dirba daugiau kaip 31 ha žemės, kurioje augina kviečius, rapsus, miežius ir pupas.

Ūkininkas savo ūkyje ūkininkauja taikydamas neariminės žemdirbystės metodą, kuris mažina dirvožemio eroziją ir didina dirvožemio biologinį aktyvumą jo dirbamoje žemėje. Jaunasis ūkininkas tikisi artimiausiu metu išplėsti savo ūkio plotus įsigydamas ir išsinuomodamas daugiau žemės. 

Jo ūkyje išaugintus grūdus daugiausia parduoda UAB Agrokoncernui, vienam didžiausių Lietuvos ūkininkų partnerių.

Jo 2020 m. užauginti grūdai buvo parduodami 2021 m., todėl 2020 m. pajamos buvo nulinės. 



Dabar ūkininkas ima paskolą, kad padidintų ūkio apyvartines lėšas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.