Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000883

Goal
8,000 €
Raised
8,000 €
100%
Return rate
12.5%

Rating
B+

Period
16

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxx Xxxxxxxxxx
Xxxxėx x. xxx., Xxxxxžxxčxx xxx., Xxxxxxų x.
header_1
Declared
Owned
Farming land26.22 ha0.00 ha
2021
Revenue 18,107.08 €
Net profit -
Equity ratio -
Project description
Documents
Payment schedule
Jaunasis ūkininkas aktyvią veiklą žemės sektoriuje pradėjo tik baigęs studijas. Dabar jis valdo mišrų ūkį, kuriame laiko 15 melžiamų karvių ir augina grūdines kultūras.

Šiuo metu verslininkas valdo 26 ha žemės Kelmės rajone. Iš jų 12 ha sudaro pievos, o likusią dalį - javai. Savo ūkyje vyras darbuojasi vienas. Darbams atlikti naudojamą ūkio technikos parką sudaro traktorius John Deere, kiti žemės dirbimo padargai, tokie kaip: plūgas, akėčios, sėjamoji, trąšų barstytuvas, purkštuvas, bei visa pašarams ruošti reikalinga įranga. Rudenį jaunasis ūkininkas planuoja įsigyti nedidelį kombainą ir apie 6 ha nuosavos žemės, kadangi dabar visa deklaruota žemė yra nuomojama.

Ūkininkas 2020 m. deklaravo nulines pajamas, nes ūkininkavimo verslą pradėjo 2020 m. liepą, o nuimtą derlių pardavė 2021 m.
Tai pirmasis ūkininko projektas, kurio tikslas iš "HeavyFinance" investuotojų bendruomenės pasiskolinti  8000 Eur.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.