Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000976

Goal
16,500 €
Raised
16,500 €
100%
Return rate
12.5%
Rating
B
Period
36
Time left
LTV
70%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxxčxxx
Xxxšxxxxxxų x., Žxxžxxxxų xxx., Xxxxxūxų x.
header_1 Declared Owned
Dirbama žemė72.00 ha1.71 ha
20212020
Revenue 46,274.00 € 65,881.00 €
Net profit 5,087.00 € 31,167.00 €
Equity ratio 48.54% -
Project description
Documents
Payment schedule
Kaišiadorių rajone gyvenantis ūkininkas, ūkininkauja nuo mažens. Vyras visą savo vaikystę ūkio darbuose padėjo tėvams ir seneliams.

Šiuo metu savo 72 ha ūkyje augina kviečius, rapsus, avižas, bulves, svogūnus ir kitas daržoves.

Visus ūkio darbus vyras atlieka kartu su žmonos pagalba. Be to, savo ūkyje, šeima, naudoja neariminę žemdirbystės technologiją.

Nuosavą ūkio technikos parką sudaro 4 traktoriai, kombainas ir kita smulkesnė technika. Užaugintas daržoves ūkininkas parduoda privatiems asmenims. Kitos užaugintos kultūras parduodamos AB "Kauno grūdai" ir UAB "Skandargra.

Šiuo projektu ūkininkas siekia pasiskolinti 16500 Eur ir įsigyti sėjamąją Sulky Tramline SX 400. Paskola bus užtikrinta perkama technika.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.