Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001026

Goal
14,700 €
Raised
14,700 €
100%
Return rate
12.5%

Rating
B

Period
34

Time left

LTV
44%

Country
Lietuva

Loan purpose
Žemės įsigijimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxx Xxxxxxxx
Šxxxxxxų x. Xxxxxxxxxxxx
header_1 Declared Owned
Farming land33.21 ha10.49 ha
20212020
Revenue 12,850.00 € 13,032.00 €
Net profit 7,877.00 € 7,834.00 €
Equity ratio 54.66% -
Project description
Documents
Payment schedule
Šiuo projektu kviečiame prisidėti prie mišraus ūkio plėtros Širvintų rajone.

Ūkininkas, pradėjęs ūkininkauti prieš 5 metus, dabar 33 ha žemės plote augina ne tik kviečius, bet ir pievas. Ūkyje taip pat auginama 60 avių, o jų ėriukai parduodami kitiems ūkiams.

Vyras visus ūkio darbus atlieka vienas. Darbams optimizuoti naudoja traktorių, sėjamąją ir kitą nedidelę techniką.

Ūkininkas turi vieną apyvartinių lėšų paskolą "HeavyFinance" platformoje, kurios aktyvus likutis - 11 000 EUR. 

Dabar iš "HeavyFinance" investuotojų bendruomenės jis siekia pasiskolinti 14 700 €. Gautos lėšos bus panaudotos papildomiems žemės sklypams įsigyti, kadangi ūkininko tikslas - išplėsti ūkio teritoriją. Paskola užtikrinama 2016 m. pagamintu traktoriumi Hattat A110.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.