Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001032

Goal
8,000 €
Raised
8,000 €
100%
Return rate
13.5%
Rating
B
Period
22
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxžxxxxxx
Xxxxxxxų x., Xxxxxxxxx xxx., Xxxxxščxx x.
header_1 Declared Owned
Farming land2.29 ha2.29 ha
20212020
Revenue 29,039.00 € 14,021.00 €
Net profit 16,610.00 € 8,190.00 €
Equity ratio 95.26% -
Project description
Documents
Payment schedule
Ūkininkas pradėjo ūkininkauti 2004 m., kai paveldėjo ūkį iš savo senelių.

Šiuo metu ūkininkas valdo 2,28 ha nuosavos žemės Ariogaloje, kurioje augina svogūnus, bulves, česnakus ir burokėlius. Visos daržovės parduodamos vietos restoranams.

Ūkininkas ūkyje dirba kartu su savo šeimos nariais. Ūkyje yra 2 traktoriai ir kita mažesnė technika.



Šiuo metu ūkininkas visas daržoves augina lauke. Tačiau ateityje jis planuoja statyti šiltnamius. 

Ūkininkas jau yra žinomas „HeavyFinance“ investuotojų bendruomenei, nes anksčiau jis pasiskolino 9 000 EUR apyvartiniam kapitalui padidinti. Šiuo metu aktyvus paskolos likutis yra 8 035 EUR.

Dabar jis siekia pasiskolinti 8 000 €, kad galėtų renovuoti vieną iš savo ūkio pastatų, o dalis lėšų bus panaudota LT0000787 įmokai padengti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.