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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001037
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 49.88 ha | 49.88 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 32,072.00 € | 20,934.00 € |
| Net profit | 6,771.00 € | -3,442.00 € |
| Equity ratio | 70.27% | - |
Documents
Payment schedule
Padėdami ūkiui pritraukti finansavimą greičiau, skiriame 3.00% premiją nuo investuotos sumos. Investuojant, įveskite kodą Heavy1037.
Šiuo projektu kviečiame Jus investuoti į Raseinių rajone esantį ūkį.
Ūkininkas 2019 m. ūkį paveldėjo iš savo tėvų. Dabar verslininkas valdo beveik 50 hektarų žemės ir joje augina 12 mėsinių galvijų.
Ūkyje dirba tik šeimos nariai ir papildomi darbuotojai nėra samdomi. Nors paveldėtos technikos šiuo metu pakanka žemės dirbimui, ūkininkas planuoja ją atnaujinti tam, kad padidintų ūkio našumą. Nors praėjusių metų ūkio veiklos rezultatai buvo neigiami (grynasis nuostolis siekė -3 442 EUR), šiemet per 9 mėnesius verslininkas sugeneravo 32 072 EUR pajamų ir 6 771 EUR pelno.
Be to, verslininkas, netolimoje ateityje, planuoja išplėsti turimos žemės plotą iki 80 hektarų.
Šiuo metu, ūkininkas, siekia pasiskolinti 15 000 Eur apyvartinėms lėšoms.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.