Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001055

Goal
14,700 €
Raised
14,700 €
100%
Return rate
13%

Rating
B

Period
33

Time left

LTV
58%

Country
Lietuva

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxx Xxxxxxxxčxxx
Žxxžxxxxxx, Xxxšxxxxxxų x.
header_1 Declared Owned
Dirbama žemė74.86 ha10.81 ha
20222021
Revenue 24,971.00 € 14,157.00 €
Net profit 10,818.00 € -8,621.00 €
Equity ratio 31.54% -
Project description
Documents
Payment schedule
Ūkininkas pradėjo ūkininkauti 2015 m., kai perėmė motinos ūkį esantį Kaišiadorių rajone. 

Šiuo metu, vyras, augina kviečius, žirnius, rapsus ir ankštinius augalus.  Ūkininkas ūkyje dirba kartu su sūnumi ir papildomų žmonių nesamdo.

Ūkio darbams atlikti naudojami du kombainai, du traktoriai, sėjamoji ir kita smulkesnė technika. Be to, ūkininkas, keičia įprastą žemdirbystės rutiną ir pereina prie neariamosios žemdirbystės.

Visas užaugintas derlius yra parduodamas AB "Kauno grūdai", AB "Linas agro" ir AB "Jonavos grūdai".

Tai pirmasis ūkininko projektas "Heavy Finance" platformoje, kurio tikslas pasiskolinti 14 700 Eur ir refinansuoti turimą kito kreditoriaus paskolą. Ši paskola bus užtikrinta 7,92 ha žemės sklypų hipoteka.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.