Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001062

Goal
35,000 €
Raised
35,000 €
100%
Return rate
From 12.1%
Rating
C+
Period
36
Time left
LTV
43%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxxxxxxė
Xxxxxxxxx, Xxxxxžxxčxx xxx., Xxxxėx x.
header_1 Declared Owned
Farming land33.42 ha28.92 ha
20212020
Revenue 16,021.54 € 15,508.50 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Šiuo projektu kviečiame investuoti į lietuviško mišraus ūkio veiklą. 2012 m. pradėjusi ūkininkauti ūkininkė šiuo metu puoselėja 33,42 ha ūkį Kelmės raj. sav.

Didžioji dalis šio ploto - 28,92 ha - yra nuosava žemė, kurios 3 ha užima miežių pasėliai. Taip pat ūkininkė augina virš 30 galvijų, iš kurių - 7 pienines karves.

Ūkio veikloje moteris naudoja traktorių ir kitus būtinus padargus.

Dabar ūkininkė iš „HeavyFinance“ bendruomenės skolinasi 35 000 €.

Gautos lėšos bus panaudotos turimų paskolų (LT0000051 ir LT0000235) likučiui, kuris yra 18 089,82 EUR padengti. Investuotojai, iš anksčiau minėtų paskolų, jau uždirbo netoli 4 000 Eur palūkanų. Visos  įmokos yra mokamos laiku.

Likusi paskolos dalis bus naudojama apyvartinėms ūkio lėšoms, kurios padės tinkamai pasiruošti naujam sezonui. Įsipareigojimo užtikrinimui, ūkininkė įkeičia 3 žemės sklypus (28,92 ha) .


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.