Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001130

Goal
44,700 €
Raised
44,700 €
100%
Return rate
From 11.1%
Rating
B
Period
35
Time left
LTV
69%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxx Xxxxxxxxxxxx
Xėxxxxxų x. xxx., Xxxxxxxx xxx., Xxšxx, Ąžxxxxxčxų x.
header_1 Declared Owned
Dirbama žemė60.49 ha14.28 ha
20212020
Revenue 61,680.00 € 62,648.00 €
Net profit 5,111.00 € 1,794.00 €
Equity ratio 12.78% -
Project description
Documents
Payment schedule
2014 m. Kėdainių rajone buvo įkurtas augalininkystės ūkis, kuriame daugiausia dėmesio skiriama kviečių, rapsų, miežių, pupų, žirnių ir kt. auginimui. 

Šiuo metu ūkis valdo 60,49 ha žemės ploto, iš kurių daugiau kaip 14 ha priklauso nuosavybės teise.  Kartu su šeimai priklausančiu ūkiu šis plotas užima daugiau kaip 100 hektarų. Šeimos ūkį prižiūrintis jaunas vyras kartu su tėvu naudoja nuosavą technikos parką, kurį sudaro kombainas, pora traktorių ir kiti smulkesni žemės ūkio padargai.


Ateityje ūkininkas planuoja pilnai perimti ūkį iš tėvo ir palaipsniui atnaujinti turimą techniką, tam, kad optimizuotų darbą.



Šiuo metu ūkiui reikalinga paskola naujo sezono pradžiai. Šios apyvartinės lėšos bus naudojamos degalams, dalims, trąšoms ir sėkloms pirkti. Taip pat dalis paskolos sumos bus panaudota papildomos žemės nuomos sutarčiai užtikrinti.

Paskola bus užtikrinta kombaino ir traktoriaus, kurių bendra vertė 63 910 EUR, įkeitimu, todėl LTV sudarys 70 %.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.