Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001141

Goal
45,000 €
Raised
45,000 €
100%
Return rate
From 11.1%
Rating
B
Period
35
Time left
LTV
56%
Country
Lietuva
Loan purpose
Ūkinių pastatų pirkimui ir (arba) statybai
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxx Šxxxxxxxė
X.Xūšxxxų x., Xxxxxx xxx., Xxxxxx x.
header_1 Declared Owned
Farming land79.56 ha32.00 ha
20222021
Revenue 156,338.00 € 123,828.00 €
Net profit 81,164.00 € 53,431.00 €
Equity ratio 29.65% -
Project description
Documents
Payment schedule
Moteris, ūkininkauti pradėjo 2018 m. perėmusi tėvų ūkį. Dabar ūkyje auginami kviečiai ir miežiai, o visas užaugintas derlius šeriamas karvėms.

Ūkyje, moteris laiko 40 karvių,  bei artimiausiu metu jų skaičių planuoja padidinti iki 59.


Dirbdama kartu su vyru, ji samdo tris darbuotojus. Ūkio technikos parką sudaro: sėjamoji, presas, srutvežis ir kiti smulkesni padargai. 


Ūkininkė siekia gauti papildomą 45 000 EUR finansavimą savo ūkio pastatams plėtoti. Paskolai užtikrinti ji kaip užstatą įkeičia gyvenamąjį namą su ūkio pastatais, kurių vertė 80 000 €.

Tai jau trečiasis moters projektas "HeavyFinance" platformoje. Paskolos LT0000784 grąžintina suma - 92 578 €. Tuo tarpu paskolos LT0000864 likutis - 15 000 €, kurį planuojama grąžinti gruodžio mėn.

Grąžinus anksčiau minėtą paskolą ir Išdavus šią, ūkininkės paskolų likutis sudarys  137 578 € sumą, o bendra įkeisto turto vertė bus 190 110 €.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.