Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001146

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14.5%

Rating
B

Period
35

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxx Xxxšxxxxxx
Xxxxxxxšxxx x., Xxxxxxxxx xx
header_1 Declared Owned
Farming land57.25 ha15.97 ha
20222021
Revenue 132,285.00 € 73,808.00 €
Net profit 1,112.00 € 583.00 €
Equity ratio -10.23% -
Project description
Documents
Payment schedule
Šiuo projektu "HeavyFinance" kviečia investuoti į Vilkaviškio rajone įsikūrusį ūkį, kuriam vadovauja ilgametę ūkininkavimo patirtį turintis verslininkas. Projekto savininkas jau daugiau nei du dešimtmečius ūkininkauja ir valdo 57 hektarus žemės, kur augina kviečius, rapsus ir kvietrugius.

Vyras teigia, kad ūkyje yra visa reikalinga technika laukams paruošti ir derliui nuimti - nuo traktorių iki purkštuvų ir sėjamųjų. Ateityje ūkininkas planuoja plėsti pasėlių plotus įsigydamas daugiau žemės.
Per 9 šių metų mėnesius ūkininkas gavo 132 285 EUR pajamų, kurios jau viršijo 2021 m. pajamas.

Kadangi trąšų, sėklų ir degalų kainos yra didelės, kitam sezonui pasiruošti jam reikalingos papildomos lėšos - 15 000 EUR.

Verslininkas turi aktyvią 36 002 € paskolą LT0000381 ir visus mokėjimus atlieka laiku.

Deklaruotas žemės plotas: Deklaruota: 57,25 ha, iš kurių 15,97 ha priklauso projekto savininkui.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.