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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001168
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 0.00 ha | 0.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 63,131.00 € | 148,320.00 € |
| Net profit | 3,242.00 € | 37,347.00 € |
| Equity ratio | 32.6% | - |
Documents
Payment schedule
UAB "Kernava" savo veiklą vykdo nuo 2016 m.
Įmonė užsiima patalpų ir įrangos nuoma. 2021 m. pabaigoje UAB "Kernava" įsigijo naują ekskavatorinį krautuvą JCB, kuris buvo išnuomotas su operatoriumi žemės kasimo darbams. 2022 m. įmonė pradėjo vykdyti įvairius žemės kasimo darbus su ekskavatoriais.
Šiuo metu įmonėje dirba du žmonės - įmonės vadovas ir dar vienas darbuotojas, kurie atlieka kasimo darbus.
Pagrindiniai paslaugų užsakovai - UAB "Alvora", UAB "Statovita", UAB "Ekobana", AB "Sostinės inžineriniai tinklai" ir kiti individualūs užsakovai. Įmonės vadovas antrus metus studijuoja statybos inžinerines sistemas ir įgijęs statybos inžinieriaus specialybę, planuoja plėsti įmonės veiklą, bei tapti specialiųjų inžinerinių tinklų montuotoju.
Savo pirmuoju projektu platformoje UAB "Kernava" siekia pasiskolinti 30 500 EUR apyvartiniam kapitalui. Surinktos lėšos bus panaudotos sezono pradžios darbams pasiruošti, bei sunkvežimiui - žemės kasimo darbams įsigyti. Paskola užtikrinta įmonei priklausančio ekskavatoriaus Liebherr A900C įkeitimu.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.