Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001242

Goal
11,000 €
Raised
11,000 €
100%
Return rate
12%

Rating
A+

Period
10

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxūxxx Xxxxxxxxx
Xxxxxxx xxx., Šxxxų x.
header_1 Declared Owned
Farming land47.01 ha0.00 ha
20222021
Revenue 55,825.00 € 32,201.00 €
Net profit 26,405.00 € 19,506.00 €
Equity ratio 59.04% -
Project description
Documents
Payment schedule

Šiuo projektu kviečiame prisidėti prie augalininkystės ūkio plėtros. Šakių rajone esančiame ūkyje jaunasis ūkininkas augina kviečius ir rapsus.


Jo valdomo ūkio plotas sudaro 47.01 ha. Vyras ūkininkauja kartu su savo tėvu, kuris deklaruoja 150 ha žemės ploto, iš kurių 30 ha jam priklauso nuosavybės teise. Taigi kartu šeima valdo ~200 ha žemės.


Kasdienėje ūkio veikloje verslininkas naudoja traktorių ir kitą nedidelę techniką. Dabar projekto savininkas apyvartinėms lėšoms siekia pasiskolinti 11 000 EUR.


Ūkininkas jau yra žinomas "HeavyFinance" investuotojų bendruomenei, jo turimos paskolos (LT0000240) aktyvus likutis yra 2 851,47 EUR, mokėjimai atliekami laiku. Verslininkas taip pat jau yra pilnai grąžinęs 8 000 Eur paskolą (LT0000717), o investuotojai iš ūkininko projektų uždirbo 1 560 EUR palūkanų.



Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.