Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001298

Goal
11,000 €
Raised
11,000 €
100%
Return rate
13%

Rating
B+

Period
21

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxx Xxxxxxxxxxė
Šxxxų x., Xxxxxxx xxx., Xxxxxxčxų x.
header_1 Declared Owned
Farming land113.77 ha40.29 ha
20212020
Revenue 139,802.00 € 111,765.00 €
Net profit 25,313.00 € 9,780.00 €
Equity ratio 17.53% -
Project description
Documents
Payment schedule

Šiuo projektu siekiama surinkti lėšų Lietuvos augalininkystės ūkio plėtrai. Ūkininkė augalininkyste užsiima nuo 2003 m. Savo ūkyje Šakių rajone augina kviečius ir rapsus.


Nuosavą ūkio sunkiosios technikos parką sudaro traktorius, kombainas ir kiti smulkesni žemės ūkio padargai. Projekto savininkė tikslas - padidinti ūkio apyvartines lėšas.

Be to, ūkininkė turi ir daugiau tikslų 2023 metams. Ji planuoja padidinti dirbamos žemės plotą iki 125 ha ir pradėti sėti pupas.


Tai ne pirmoji projekto savininkės paskola "HeavyFinance" platformoje - ūkininkė jau yra grąžinusi paskolą LT0000215 ir pusę turimos paskolos LT0000130, kurios aktyvus likutis yra 32 796,37 Eur. Verslininkė investuotojams jau yra sumokėjusi 11 667,73 Eur palūkanų. Visus turimus įsipareigojimus atlieka laiku.

Deklaruotos žemės plotas: 113,77 ha, iš kurių 40,29 ha priklauso ūkininkei.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.