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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001353
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 112.65 ha | 23.80 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 261,507.00 € | 193,752.00 € |
| Net profit | 87,135.00 € | 58,689.00 € |
| Equity ratio | 22.33% | - |
Documents
Payment schedule
Padėdami ūkiui pritraukti finansavimą greičiau, skiriame 2.00% premiją nuo investuotos sumos. Investuojant, įveskite kodą heavy1353.
Jaunas vyras pradėjo ūkininkauti padedamas tėvų ir jau 10 metų dirba šioje srityje.
Šiuo metu jis valdo 112,65 ha žemės, iš kurių 23,80 ha priklauso nuosavybės teise, o likusi dalis yra nuomojama. Šiemet 44 % laukų jau apsėta rapsais, o 55 % - kviečiais. Užaugintus grūdus, ūkininkas parduoda UAB "Skandagra", UAB "Agrochema" ir UAB "Agrokoncernas".
Derliaus nuėmimo sezonui ūkininkas samdo papildomą darbininką, tačiau visus metus dirba vienas.
Ūkyje naudojamai du traktoriai, teleskopinis krautuvas, sėjamoji ir kita smulkioji technika. Vyras planuoja atnaujinti susidėvėjusius padargus, todėl iš HeavyFinance investuotojų bendruomenės siekia gauti 15 000 Eur paskolą. Ūkininkas jau yra pilnai grąžinęs anksčiau turėtą paskolą.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.