Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001378

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13%

Rating
B+

Period
17

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxxxxxė
Xxšxxx x. 11, Xxxxxxxų x, Xxxxxxėx xxx., Xxxxšxxx x.
header_1 Declared Owned
Dirbama žemė326.60 ha290.00 ha
20222021
Revenue 663,202.00 € 572,551.00 €
Net profit 161,160.00 € 104,879.00 €
Equity ratio 65.35% -
Project description
Documents
Payment schedule

Šis projektas kviečia prisidėti prie pieno ūkio įkurto 2004 m. Rokiškio rajone plėtros.


Ūkyje laikoma 100 melžiamų karvių, tačiau bendrame šeimos ūkyje laikoma 500 karvių.

Valdomas dirbamos žemės plotas siekia 326,60 ha, iš kurių 290 ha ūkininkei priklauso nuosavybės teise. Visas šeimos ūkis sudaro apie 400 ha.

Ūkiui vadovauja šeimos nariai. Ūkis yra modernizuotas pagal NMA (Nacionalinė mokėjimo agentūra prie ŽŪM) projektus ir turi visą reikalingą įrangą bei techniką žemei įdirbti ir karvėms prižiūrėti.


Savo pirmuoju projektu platformoje, ūkininkė siekia pasiskolinti 15 000 EUR apyvartinėms lėšoms. Paskola bus užtikrinta projekto savininkės asmenine atsakomybe.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.