Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001393

Goal
140,200 €
Raised
140,200 €
100%
Return rate
From 10.4%
Rating
B+
Period
19
Time left
LTV
70%
Country
Lietuva
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner Address
Xxxxxx, XXX, Xxxxx Xxšxxxxčxxx
Šxxxxxų x., Xxšxxxčxų xxx., Xxšxxxčxxx., X.Xxxxxxxxčxxxx x. 54
header_1 Declared Owned
Farming land0.00 ha0.00 ha
20222021
Revenue 1,140,392.00 € 294,689.00 €
Net profit 13,940.00 € -29,365.00 €
Equity ratio -1.55% -
Project description
Documents
Payment schedule
2013 m. įkurta UAB "Magava" yra Lietuvoje įsikūrusi naudotos sunkiosios technikos nuomos ir pardavimo įmonė. Matydama, kad sunkiosios technikos nuomos rinka auga, įmonė nori plėsti veiklą. 

Investuotojų bendruomenė "HeavyFinance" jau svariai prisidėjo prie įmonės plėtros, suteikdama septynias ankstesnes paskolas, todėl įmonė gali papildyti savo technikos parko nuomai skirtų įrenginių sąrašą. Pastaraisiais metais įmonei pavyko padidinti pajamas daugiau nei 280 proc. nuo 2021 m. ir finansinius metus užbaigti su pelnu.



UAB "Magava". jau visiškai grąžino tris "HeavyFinance" platformos paskolas ir šiuo metu turi keturias aktyvias paskolas, iš kurių viena bus refinansuota iš lėšų, gautų iš šios paskolos. Po refinansavimo bendras aktyvus likutis "HeavyFinance" platformoje bus 458 902 EUR. UAB "HeavyFinance" investuotojai iš UAB "Magava" jau uždirbo daugiau kaip 92 700 € palūkanų.

Paskolai užtikrinti bendrovė įkeis kombainą Claas Lexion 770 TT Cemos (pagamintas 2013 m.), kuris buvo įkeistas refinansavimo paskolai gauti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.