Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001394

Goal
45,000 €
Raised
45,000 €
100%
Return rate
From 10.6%
Rating
B
Period
6
Time left
LTV
39%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxx Xxxxx
Šxxxxxų x., Xxšxxxčxų xxx., Xxšxxxčxxx., X.Xxxxxxxxčxxxx x. 54
header_1 Declared Owned
Dirbama žemė417.46 ha199.49 ha
20222021
Revenue 649,131.00 € 546,557.00 €
Net profit 81,070.00 € 141,452.00 €
Equity ratio 38.2% -
Project description
Documents
Payment schedule
Šia paskola siekiama paremti atkuriamąjį ūkį, deklaruojantį 417 hektarų ariamos žemės. 2005 m. Šiaulių rajone (Lietuva) įkurtas ūkis augina kviečius, miežius, rapsus ir kitus augalus.
Per pastaruosius 17 veiklos metų ūkio savininkas plėtė savo ūkio teritoriją ir šiandien jis iš viso dirba 417,46 ha plotą, iš kurių 199,49 ha priklauso jam nuosavybės teise.

Technikos parką sudaro du traktoriai, javų kombainas, sėjamoji, grūdų transportavimo priekaba ir kita technika. Ūkininkas naudoja moderniausias žemės dirbimo technologijas, viena iš jų - No-till ūkininkavimo praktika.

Šia paskola verslininkas siekia pasiskolinti pinigų esamiems įsipareigojimams degalų ir trąšų tiekėjams padengti. Paskolai užtikrinti verslininkas įkeičia traktorių Fendt Vario 828 (pagamintą 2016 m.).
Tai antroji paskola "HeavyFinance" platformoje, anksčiau jis pasiskolino 150 000 EUR su "Žaliąja paskola" LT0001238, kad įsigytų visiškai naują traktorių "Massey Ferguson MF8S.285".

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.