Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001455

Goal
15,000 €
Raised
15,000 €
100%
Return rate
12.5%
Rating
A
Period
18
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxx Xxxxxx
Xxxxxxx x., Xxžxxčxų x., Xxxxxų xxx., Xxxxxx xxx.
header_1 Declared Owned
Dirbama žemė192.29 ha10.13 ha
20222021
Revenue 133,903.00 € 68,722.00 €
Net profit 57,711.00 € -18,266.00 €
Equity ratio 33.53% -
Project description
Documents
Payment schedule
Šis "HeavyFinance" projektas skirtas Lietuvos ūkio plėtrai. 
Ūkininkas, kuris aktyviai užsiima žemės ūkiu nuo 2013 m., šiuo metu valdo 192 ha augalininkystės ūkį. Čia auginami vasariniai ir žieminiai kviečiai, miežiai, rapsai ir žirniai.


Verslininkas ūkyje dirba naudodamasis dviem traktoriais, kombainu ir kitais padargais, pavyzdžiui, sėjamąja. Gavęs paskolą iš "HeavyFinance" investuotojų bendruomenės, ūkininkas sugebėjo išplėsti žemės ūkio technikos parką - įsigijo prikabinamą purkštuvą.

Jis visiškai grąžino savo paskolą "HeavyFinance" platformoje 2022 m. spalį, 2 mėnesiais anksčiau nei planuota. Dabar ūkininkas siekia gauti 15 000 €, kad galėtų padidinti savo ūkio apyvartines lėšas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.