Agriculture loan +State guarantee

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001457

Goal
38,700 €
Raised
38,700 €
100%
Return rate
From 11.6%
Rating
B+
Period
46
Time left
LTV
80%
Country
Lietuva
Loan purpose
Technikos įsigijimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxė
Xxxxxxx x., Xxxxėx xxx., Xxxxxxčxxx
header_1
Declared
Owned
Farming land102.38 ha13.66 ha
20222021
Revenue 297,673.00 € 247,399.00 €
Net profit 247,305.00 € 197,191.00 €
Equity ratio 91.17% -
Project description
Documents
Payment schedule
Nuo 2006 m. Alytaus rajone veikia mėsinių galvijų auginimo ūkis, kuriame auginami 273 mėsiniai šarolė, angusų, sementalų, limuzinų ir kitų veislių galvijai.
Ūkyje ūkininkauja tik šeimos nariai, ūkis gerai aprūpintas dviem traktoriais, frontaliniu krautuvu, šieno perdirbimo įranga, pašarų priekabomis ir kt.


Ūkininkas kreipėsi į "HeavyFinance" bendruomenę norėdamas įsigyti šieno presą, kuris bus naudojamas kaip paskolos užtikrinimo priemonė.
Be to, paskolai bus taikoma ir papildoma priemonė - 40 proc. garantija iš Žemės ūkio garantijų fondo (individuali garantija, kurią teikia vyriausybinė plėtros institucija - Lietuvos žemės ūkio paskolų garantijų fondas).


Ūkininkas anksčiau pasiskolino 25 000 EUR, o šiuo metu vyksta paskolos dokumentavimo procesas. Valdomos žemės plotas yra 102,38 ha, iš jų 13,66 ha - nuosavos.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.