Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001467

Goal
10,000 €
Raised
10,000 €
100%
Return rate
16%
Rating
B
Period
4
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxx Xxxxėxx
Žxxxxų x., Xūxxšxxų x., Xxxšxxxxxxų x.
header_1
Declared
Owned
Farming land171.43 ha43.78 ha
20222021
Revenue 188,223.00 € 182,812.00 €
Net profit 33,208.00 € 12,311.00 €
Equity ratio 20.11% -
Project description
Documents
Payment schedule
Šis projektas skirtas lietuviško ūkio plėtrai. Ūkininkas, pirmiausia įgijęs patirties dirbdamas su stambiu Danijos ūkininku. 2005 m. įkūrė savo ūkį. Nuo to laiko derlingame Kaišiadorių rajone įkurtas verslas išsiplėtė iki 171 hektaro deklaruotos žemės ūkininkas taiko neariminės žemdirbystės praktiką.

Ūkininkas teigia, kad konkurencija dėl žemės ūkio paskirties žemės regione yra didelė, todėl plėstis sunku. Tačiau kasmet kartu su šeima jam pavyksta įsigyti po kelis hektarus iš dabartinių savininkų.

Ūkio technikos parką sudaro du traktoriai, kombainas, penkios priekabos, purkštuvas ir įvairi smulkesnė įranga. 

Tai ne pirmas ūkininko projektas "HeavyFinance" platformoje - šiuo metu jis turi penkias aktyvias paskolas, kurių bendras likutis siekia 348 250 EUR. Dvi iš jų jau visiškai grąžintos, o bendra jų suma siekia 128 250 EUR. Investuotojai jau uždirbo 40 500 € palūkanų. Šiuo metu bendras likęs esamų paskolų likutis yra 220 000 €.

Šios paskolos lėšos bus naudojamos apyvartiniam kapitalui.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.