Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001489

Goal
13,000 €
Raised
13,000 €
100%
Return rate
14%
Rating
B+
Period
23
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxė Xxxxxxxxxxxė
Xxxxxx x. Šxčxų xxx., Xxxxx, Žxxxxčxų x 3X-2
header_1 Declared Owned
Farming land44.13 ha16.90 ha
20222021
Revenue 28,480.00 € 12,514.00 €
Net profit 17,098.00 € 4,865.00 €
Equity ratio 83.94% -
Project description
Documents
Payment schedule
Skuodo rajone nuo 2020 m. veikia žemės ūkio valda. Nors šiuo metu ūkis deklaruoja 44 ha dirbamos žemės, kurioje jam priklauso 16,90 ha. 

Dabartinį ūkininko technikos parką sudaro vienas ratinis traktorius, prikabinamas purkštuvas, sėjamoji ir kita smulkioji žemės ūkio technika. Nuolat ūkyje dirba tik šeimos nariai. 

Ūkyje kasmet auginami įvairūs grūdiniai ir ankštiniai augalai: žieminiai ir vasariniai kviečiai, rapsai, žirniai, pupos. 

Paskola reikalinga apyvartinėms lėšoms, kurios yra būtinos ir reikalingos pasirengti derliui, t. y. kuro išlaidoms, atsarginėms dalims ir t. t., taip pat rapsų sėkloms įsigyti, ruošiantis naujai sėjai.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.