Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001494

Goal
11,000 €
Raised
11,000 €
100%
Return rate
12%
Rating
B+
Period
7
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxx Xxčxxxxxxxx
Xxxžxūxų x., Xxxžxūxų xxx., Xėxxxxxų x. xxx.
header_1
Declared
Owned
Farming land43.83 ha4.06 ha
20222021
Revenue 72,144.00 € 83,061.00 €
Net profit 19,812.00 € 12,041.00 €
Equity ratio 34.37% -
Project description
Documents
Payment schedule
Šeimos žemės ūkio įmonė ieško išorinio finansavimo.

2015 m. Kėdainių rajone ūkininkauti pradėjęs verslininkas šiuo metu deklaruoja 43,83 ha dirbamos žemės. Jam priklauso 4,06 ha šios žemės, o likusią dalį jis nuomoja.

Ūkininkas augina kviečius, rapsus, pupas ir miežius. Šis ūkis turi du traktorius, kombainą ir visus reikalingus padargus, tačiau norėtų dar labiau padidinti savo apyvartines lėšas, kad galėtų efektyviau nuimti derlių. 

Verslininkas ūkininkauja kartu su broliu (deklaruoja 180 ha žemės) ir svainiu (deklaruoja 50 ha žemės). Kartu jie turi 275 ha deklaruotos žemės ir dirbdami vienas šalia kito pasiekia geresnę masto ekonomiją tiek pavasarį pirkdami naujam sezonui, tiek rudenį parduodami derlių.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.