Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001495

Goal
21,500 €
Raised
21,500 €
100%
Return rate
From 12.5%
Rating
C+
Period
24
Time left
LTV
65%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxė, Xxxxxx Xxxxxxxxė
Xxxxxxx x. 3, Xxxxxxxxxx x., Xxxxxxxxx xxx. Xxxxxxxšxxx xxxxxx xxx.
header_1 Declared Owned
Farming land83.12 ha7.27 ha
20222021
Revenue 308,816.00 € 191,503.00 €
Net profit 42,875.00 € 59,251.00 €
Equity ratio 70.35% -
Project description
Documents
Payment schedule
Ūkininkė ūkininkauja nuo 2019 m., perėmusi šeimos ūkį. Turi 90 SG melžiamų karvių ir 83 ha ariamos žemės, iš kurios 60 ha sudaro pievos, o likusią dalį - javai, žieminiai kviečiai, rapsai ir miežiai.

Ūkininkė su vyru dirba ūkyje, taip pat turi du darbuotojus. Naudojama technika: šienapjovė, teleskopinis krautuvas, presas, vyniotuvas, Zetor traktoriai, mėšlo kratytuvas, srutovežis, diskinis kultivatorius, priekabos ir kita smulki technika. Savo produkciją parduoda AB "Vilkiškių pieninė" ir AB "Linas Agro". Plėtros planuose šiai dienai numatyta įkurti pieno perdirbimo įmonę ir gaminti sūrius.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.