Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001505

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%
Rating
B
Period
26
Time left
LTV
-
Country
Lietuva
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxx Xxxxxxxxė
Xxxxxxx x., Xxxxxxxxxx xxxx., Xxxxxxxxxxėx xxx.
header_1
Declared
Owned
Farming land65.86 ha5.77 ha
20222021
Revenue 127,256.00 € 88,870.00 €
Net profit 42,996.00 € 36,999.00 €
Equity ratio 24.1% -
Project description
Documents
Payment schedule
Šiuo projektu kviečiame investuoti į augalininkystės ūkio technikos parko kūrimą. 

Ūkininkas ūkininkauja nuo 2009 m., šiuo metu dirba 65 ha žemės Marijampolės savivaldybėje. Jame augina kviečius, rapsus ir įvairias daržoves, pavyzdžiui, bulves ir česnakus.



Derliaus ruošimo ir nuėmimo darbams naudojamas kombainas, sėjamoji, priekaba ir kiti reikalingi padargai.

Iš šios paskolos gautos lėšos bus panaudotos jos pirmajai paskolai "HeavyFinance" platformoje, kurios aktyvus likutis šiuo metu yra 3 370,70 EUR, grąžinti, o likusi suma bus naudojama kaip apyvartinės lėšos.

Po refinansavimo ūkininkė turės 36 000 € aktyvų likutį. Ūkininkė savo įsipareigojimus vykdo laiku, o vėlavimo dienų skaičius yra lygus nuliui.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.