Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001514

Goal
22,000 €
Raised
22,000 €
100%
Return rate
From 10.5%
Rating
A
Period
38
Time left
LTV
69%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxxx
Xxxžų x. xxx., Xxxxxėxxx xxx., Xžxšxxxxx, Xxxxx x. 5
header_1
Declared
Owned
Farming land73.20 ha31.62 ha
20222021
Revenue 167,664.00 € 132,882.00 €
Net profit 42,211.00 € 49,276.00 €
Equity ratio 28.02% -
Project description
Documents
Payment schedule
Jis jau beveik du dešimtmečius ūkininkauja mišrioje žemdirbystėje. Nors iš pradžių jis vertėsi augalininkyste, prieš dešimtmetį ūkininkavimo veiklą išplėtė įsigydamas kelis galvijus.

Dabar jam priklauso 73,2 ha ploto mišrus ūkis Biržų rajone. Jam priklauso beveik pusė žemės ūkio paskirties žemės - 31,62 ha. Šiuo metu jis augina rapsus, žieminius kviečius, miežius, avižas ir galvijus. Iš 28 ūkyje laikomų galvijų 12 yra melžiamos karvės. Likusieji - mėsiniai galvijai ir telyčios.

Dabartinį ūkio sunkiosios technikos parką sudaro keli traktoriai, sėjamoji, krautuvas, kombainas ir savivartis su manipuliatoriumi. Norėdamas pagerinti ūkio efektyvumą, verslininkas iš "HeavyFinance" investuotojų bendruomenės skolinasi 22 000 EUR. Pinigai bus panaudoti galingesnio krautuvo nuomai.

Ūkininkas jau yra žinomas "HeavyFinance" investuotojų bendruomenei, nes anksčiau yra gavęs paskolą gyvuliams įsigyti ir tvarto stogui atnaujinti, LT0000053 (16500 EUR, grąžinta anksčiau laiko), kuri šiuo metu galioja, LT0000998, su 14300 EUR negrąžintu likučiu ir kuri bus padengta nauja paskola.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.