Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001528

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13%
Rating
B
Period
4
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx Xxšxūxxx
Xxxžxūxų x., Xxxxxxšxxx xxx. Šxxxčxxxxų x.
header_1 Declared Owned
Farming land617.00 ha500.00 ha
20222021
Revenue 1,022,053.00 € 1,327,829.00 €
Net profit 79,420.00 € 291,389.00 €
Equity ratio 19.94% -
Project description
Documents
Payment schedule
1995 m. verslininkas įkūrė šeimos ūkį. Matydami tėvo sėkmę, jo dukra ir du sūnūs taip pat pradėjo ūkininkauti.

Dabar ūkininkas deklaruoja 617 hektarų dirbamos žemės, iš kurių daugiau kaip 500 hektarų jam priklauso jam nuosavybės teise. Dalį jam priklausančios žemės ūkininkauja jo šeimos narys, visa šeima iš viso deklaruoja 2 300 hektarų ariamos žemės. 

Ekologiniame ūkyje daugiausia auginami kviečiai ir grikiai. Ūkininkas turi įvairių sunkiasvorių transporto priemonių, taip pat grūdų sandėliavimo bokštų, kuriuose gali laikyti iki 1 500 tonų grūdų. Todėl jis taip pat perka grūdus iš kitų ūkininkų, kad vėliau juos parduotų brangiau.

Dalis paskolos lėšų bus panaudota UAB "Ekoagros" skolai padengti, o likusi dalis bus skirta apyvartinėms lėšoms.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.